Why Was My MoonPay Transaction Declined When Using PayPal?
If you're using PayPal through MoonPay and the transaction fails, it's usually due to payment authorization issues, verification problems, or purchase limits. Here's how to troubleshoot it:
Common Reasons
Insufficient Funds: Your PayPal balance or linked funding source is too low
Verification Incomplete: Missing ID verification in either PayPal or MoonPay
Payment Authorization Failed: PayPal may block certain crypto-related payments
Transaction Limits: You may have reached daily or purchase limits imposed by PayPal or MoonPay
Security Review: Transaction flagged by PayPal or MoonPay as suspicious
Recommended Actions
Make sure your PayPal account is fully verified and funded
Check your linked card or bank inside PayPal for restrictions
Ensure you haven’t exceeded PayPal or MoonPay spending limits
Monitor your inbox for alerts from MoonPay or PayPal
Retry using a different PayPal funding source if possible